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Home Warranties Protect Your Wallet And Your Investment
Dated: February 20 2018
After buying your new house, the last thing you want to worry about is something major breaking down and costing you more money. A home warranty or home protection plan can give you a real peace of mind in your new home. A home warranty typically covers the major systems and appliances in your home for one year after the sale. Home warranties are generally inexpensive; costing between $300 to $500.
A home warranty can be purchased by the buyer or seller. Sellers will include a home warranty on a house they are selling to make it more attractive of a purchase. Buyers will get a home warranty for the added piece of mind. Whether you are buying or selling a home, you should discuss the option of buying one with your real estate professional.
Home warranties will invariably differ from plan to plan, but most generally cover the same things. Kitchen appliances such as a dishwasher, oven or built-in microwave. Heating and electrical system components including your water heater. Plumbing, sump pumps and garbage disposals. Some items like a refrigerator, air conditioning system, garage door opener, washer and dryer, usually need an enhanced warranty plan.
Home warranties are easy to use after the purchase of your house. When you find yourself in a place that you need to use your home warranty, you call the home warranty service, and they will send out a repairman to assess or fix your issue. The service call will cost you a fee, but it a reduced flat rate fee that would be less than if you call a serviceman yourself.
Once the service professional evaluates the situation, they may fix it on the spot, need to order parts or in some cases, order you a complete replacement. Any of those options are at no extra cost to you! It will be up to your serviceman and warranty company whether an item gets replaced or fixed. If you are unhappy with their decision, talk to your real estate professional. They generally have a good working relationship with the warranty company and should be able to assist you.
When buying your new home, you have enough to worry about. A home warranty is a cheap and reliable way to ensure you have one less thing to worry about. If you’re selling your home, a home warranty is a great incentive for buyers. It is a true win-win for all.
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I am a Broker/Owner and Chief Operations Manager of our office that my husband and business partner Mike Kelly founded in 2010. We are proud to say that we have grown our firm into the top independ....